Deposit

Whether you want an interest bearing account with no minimum balance requirement, or an account with a higher interest rate for a fixed period of time, Yuanta Savings Bank has the right accounts for your individual needs! Click the links below for more details:

 

Peso Savings Account

Initial Deposit & Required Minimum Maintaining Balance

Minimum Average Daily Balance to Earn Interest

Interest Rate Subject to 20% WTax

Peso Savings Account ATM PHP 2,000.00 PHP100,000

0.075%

Peso Savings Account ATM and Passbook PHP 10,000.00 PHP100,000

0.075%

Payroll Savings Account ATM PHP 100.00 No interest

0.000%

SA Prime
A regular savings account with premium rates on required Daily Maintaining Balance

From PHP1,000,000.00 to PHP4,999,999.99

0.09375%

From PHP5,000,000.00 and above

0.1125%

 
FEES AND CHARGES
Account closure within 30 days Php 500.00
Below minimum balance Php 300.00
Withholding tax per interest earned 20%
Dormancy Fee PHP 30.00
 
Deposits are insured by PDIC up to P500,000 per depositor.

 
DOLLAR SAVINGS ACCOUNT PASSBOOK
Initial deposit requirement USD 500.00
Minimum monthly ADB requirement USD 500.00
Minimum balance to earn interest USD 2,000.00
Interest rate per annum 0.075%
 
FEES AND CHARGES
Account closure within 30 days USD 10.00
Below minimum balance USD 10.00
Withholding tax per interest earned 15%
Dormancy Fee PHP 30.00
 
Deposits are insured by PDIC up to P500,000 per depositor.

 
CHECKING ACCOUNT PERSONAL CHECKING ACCOUNT
(Checkbook,Passbook,ATM)
CORPORATE ACCOUNT
(Checkbook,Passbook)
Initial deposit requirement Php 10,000.00 Php 20,000.00
Minimum monthly ADB requirement Php 10,000.00 Php 20,000.00
Interest rate per annum 0.000% 0.000%
 
FEES AND CHARGES
Account closure within 30 days Php 500.00
Below minimum balance Personal Account: Php 300.00
Corporate Account: Php 500.00
Checkbook Php 350.00
Dormancy Fee PHP 30.00
 
Clearing Charges
For Drawee Bank Php 1,000.00
For Presenting Bank Php 1,000.00
Bank Penalty Php 200.00/day for every Php 40,000.00 check amount
 
SPO Fee
Upon Application Php 300.00/check
Upon Receipt From PCHC Php 1,000.00
 
Deposits are insured by PDIC up to P500,000 per depositor.

 

Peso Special Savings Account


Amount of Deposit

1 Month

3 Months

1 Year

From PHP 100,000 To PHP 499,999

1.750%

2.250%

2.500%

From PHP 500,000 To PHP 999,999

2.000%

2.500%

2.750%

From PHP 1,000,000 To PHP 4,999,999

2.500%

2.750%

3.000%

From PHP 5,000,000 and above

3.500%

3.750%

4.000%


> Interest earned is subject to 20% withholding tax.
> Documentary Stamp Tax (DST) of Php1.50 for every Php200 or a fractional part of the principal amount, upon opening or renewal/roll-over of account, shall be paid by the Bank, however, if the account is withdrawn prior to maturity, the depositor shall reimburse the Bank and may be collected from the principal balance or earned interest thereof.
> Interest rate quoted is for the term as indictaed. In case of early withdrawal or pretermination, the following penalties shall apply:

Withdrawn within the first half of the stipulated term 75% of stipulated interest rate
Withdrawn within the second half of the stipulated term 50% of stipulated interest rate



 

Dollar Special Savings Account


Amount of Deposit

1 Month

3 Months

1 Year

From USD 2,000 To PHP 9,999

1.250%

1.500%

1.750%

From USD 10,000 To PHP 19,999

1.250%

1.750%

2.000%

From USD 20,000 To PHP 49,999

1.250%

2.000%

2.125%

From USD 50,000 and above

1.250%

2.125%

2.250%


> Interest earned is subject to 15% withholding tax.
> Interest rate quoted is for the term as indictaed. In case of early withdrawal or pretermination, the following penalties shall apply:

Withdrawn within the first half of the stipulated term 75% of stipulated interest rate
Withdrawn within the second half of the stipulated term 50% of stipulated interest rate


 
 
Deposits are insured by PDIC up to P500,000 per depositor. Yuanta Savings Bank Philippines, Inc. is a wholly owned subsidiary of Yuanta Commercial Bank in Taiwan, and is regulated by the Bangko Sentral ng Pilipinas. For inquiries and complaints, you may contact Yuanta Savings Bank Customer Service at +632-8845-3838 or send an e-mail to ysb.customerservice@yuanta.com.ph. You may also contact the BSP Consumer Assistance Desk at +632-8708-7087 with e-mail address : consumeraffairs@bsp.gov.ph or go to https://www.bsp.gov.ph

 
PRA Account
PRA Speacial Savings Account Rates
Peso 0.0755% Interest earned is subject to 20% withholding tax.
Php1.50 for every Php200 or a fractional part of the principal amount, upon opening or renewal/roll-over of account, shall be paid by the Bank, however, if the accounts is withdrawn prior to maturity, the depositor shall reimburse the Bank and may be collected from the principal balance or earned interest thereof.
Dollar 0.0755% Interest earned is subject to 15% withholding tax.

All other terms and conditions remain unchanged.

Deposits are insured by PDIC up to P500,000 per depositor.

Yuanta Savings Bank is currently not accepting new PRA accounts as the Bank has decided to terminate its accreditation with the Philippine Retirement Authority (PRA). Please see related FAQ below on how to proceed.

For FAQ (Frequently Asked Questions), please click here.