Deposit

Whether you want an interest bearing account with no minimum balance requirement, or an account with a higher interest rate for a fixed period of time, Yuanta Savings Bank has the right accounts for your individual needs! Click the links below for more details:

 
PESO SAVINGS ACCOUNT PASSBOOK AND ATM ATM
Initial Deposit requirement Php 10,000.00 Php 2,000.00
Minimum monthly ADB requirement Php 10,000.00 Php 2,000.00
Minimum balance to earn interest Php 100,000.00 Php 100,000.00
Interest rate per annum 0.010% 0.010%
 
FEES AND CHARGES
Account closure within 30 days Php 500.00
Below minimum balance Php 300.00
Withholding tax per interest earned 20%
Dormancy Fee PHP 30.00
 
Deposits are insured by PDIC up to P500,000 per depositor.

 
DOLLAR SAVINGS ACCOUNT PASSBOOK
Initial deposit requirement USD 500.00
Minimum monthly ADB requirement USD 500.00
Minimum balance to earn interest USD 10,000.00
Interest rate per annum 0.00%
 
FEES AND CHARGES
Account closure within 30 days USD 10.00
Below minimum balance USD 10.00
Withholding tax per interest earned 15%
Dormancy Fee PHP 30.00
 
Deposits are insured by PDIC up to P500,000 per depositor.

 
CHECKING ACCOUNT PERSONAL CHECKING ACCOUNT
(Checkbook,Passbook,ATM)
CORPORATE ACCOUNT
(Checkbook,Passbook)
Initial deposit requirement Php 10,000.00 Php 20,000.00
Minimum monthly ADB requirement Php 10,000.00 Php 20,000.00
Interest rate per annum 0.000% 0.000%
 
FEES AND CHARGES
Account closure within 30 days Php 500.00
Below minimum balance Personal Account: Php 300.00
Corporate Account: Php 500.00
Checkbook Php 350.00
Dormancy Fee PHP 30.00
 
Clearing Charges
For Drawee Bank Php 1,000.00
For Presenting Bank Php 1,000.00
Bank Penalty Php 200.00/day for every Php 40,000.00 check amount
 
SPO Fee
Upon Application Php 300.00/check
Upon Receipt From PCHC Php 1,000.00
 
Deposits are insured by PDIC up to P500,000 per depositor.

 

Peso Special Savings Account

Term Placement Amount PHP 100,000
30 Days 100,000.00 0.010%
90 Days 100,000.00 0.010%

 
 

*Interest earned is subject to 20% withholding tax.
Documentary Stamp Tax of Php1.50 for every Php200 or fractional part thereof, upon opening or renewal/roll-over of account, shall be paid by the client and may be collected from the principal balance or earned interest thereof.

Dollar Special Savings Account

Term USD 2,000
30 Days 0.010%
1 Year 0.010%
 
 
 

*Interest earned is subject to 15% withholding tax

Deposits are insured by PDIC up to P500,000 per depositor.

 
PRA Account
PRA Speacial Savings Account Rates
Peso 0.010% Interest earned is subject to 20% withholding tax.
Documentary Stamp Tax of Php1.50 for every Php200 or fractional part thereof, upon opening or renewal/roll-over of account, shall be paid by the client and may be collected from the principal balance or earned interest thereof.
Dollar 0.010% Interest earned is subject to 15% withholding tax.

All other terms and conditions remain unchanged.

Deposits are insured by PDIC up to P500,000 per depositor.

Yuanta Savings Bank is currently not accepting new PRA accounts as the Bank has decided to terminate its accreditation with the Philippine Retirement Authority (PRA). Please see related FAQ below on how to proceed.

For FAQ (Frequently Asked Questions), please click here.