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Yuanta Saving Bank

LOANS

We offer various Loan Services to fit your needs. Click the links for more details

 
Personal Loan - (with Collateral)

Who are the Eligible for this Product?
- Filipinos and All Citizenship with corresponding Permits and Visas.


What is the Maximum Term?
- Up to 7 years, or Borrower shall not exceed to 60 y/o upon Loan Maturity.


Basis of Loan Amount?
- Based on Total Contact Price and Appraisal Value, whichever is lower.


What is the Interest Rate?
- Prevailing Personal Secured Loan rate at time of availment.


 
Documentary Requirements
 
For Employed :
  • ○ Completely filled-out YSB Loan Application Form
  • ○ Copy of 2 Valid IDs
  • ○ Certificate of Employment
  • ○ Latest ITR
  • ○ Latest Proof of Billing
  • ○ Latest Statement of Account from Developer
  • ○ Deed of Undertaking issued by the Developer if Condominium Certificate of Title is not yet available.
 
For Self- Employed :
  • ○ Completely filled-out YSB Loan Application Form
  • ○ Copy of 2 Valid IDs
  • ○ Copy of Business Permit
  • ○ Latest 3 years Audited Financial Statements and In-House Financial Statements
  • ○ Latest 3 years of ITR
  • ○ Latest 6 months Bank Statements
  • ○ Trade References (Top 3 Clients & Suppliers)
  • ○ BIR Certificate of Registration
  • ○ Other Proof of Income (i.e. Notarized Lease Contract)
  • ○ Latest Proof of Billing
  • ○ Authorization Letter to conduct bank checking
 

PLAN YOUR FUTURE WITH US!

Personal Loan can help you build and secure a future you have in mind. Can be used for other financial needs and with a good interest rate, your dream will become reality in no time.




 

Condominium Loan

Who are the Eligible for this Product?
- Filipino Citizens


What is the Maximum Term?
- Up to 25 years, or Borrower shall not exceed to 65 y/o upon Loan Maturity.


Basis of Loan Amount?
- 90% of the Appraisal Value of the unit / total contract price.


What is the Interest Rate?
- Prevailing Condominium Loan rate at time of availment.



 
Documentary Requirements
 
For Employed :
  • ○ Completely filled-out YSB Loan Application Form
  • ○ Copy of 2 Valid IDs
  • ○ Certificate of Employment
  • ○ Latest Pay Slip
  • ○ Latest ITR
  • ○ Latest Proof of Billing
  • ○ Latest Statement of Account from Developer
  • ○ Deed of Undertaking issued by the Developer if Condominium Certificate of Title is not yet available.
 
For Self- Employed :
  • ○ Completely filled-out YSB Loan Application Form
  • ○ Copy of 2 Valid IDs
  • ○ Copy of Business Permit
  • ○ Latest 3 years Audited Financial Statements and In-House Financial Statements
  • ○ Latest 3 years ITR
  • ○ Latest 6 months Bank Statements
  • ○ Trade References (Top 3 Clients & Suppliers)
  • ○ BIR Certificate of Registration
  • ○ Other Proof of Income (i.e. Notarized Lease Contract)
  • ○ Latest Proof of Billing
  • ○ Authorization Letter to conduct bank checking
 

COMFORT AT YOUR OWN HOME

Lodge your own home with YSB as we assist you in acquiring quality Condo Units. Together, we ca ngive you the comfort of choosing your desired home.




 

Corporate Loan
- It is the loan that will be arranged according to the suitability of the needs of your company, best for getting an opportunity to fund your business with any plans you have that will be profitable for the company.


Interest Rate: Prevailing Corporate loan rate at the time of availment..


Types of Loan Offered:
      Term Loan: One time access to the amount loaned to fund capital expenses that are related to the following:
       - Plant Acquisition
       - Equipment and Machinery Purchase
       - Property Acquisition
      Revolving Credit Line: Setting up a credit limit that can be utilized until the line of credit is active. Additional Working Capital to manage inventory, Accounts Receivables and Payables.


 
Make your Company Bigger!

Your company will be our priority! With YSB's Corporate Loan, the future of your company will be on good hands.



Eligibility Requirements:

For Business:
- DTI or SEC Registered
- Registered as Sole Prop., Partnership or Corporation
- 3yrs. Business Operation


Acceptable Collaterals:
- Commercial Properties
- Residential Properties
- Res.-Comm. Properties
- Deposit with YSB



Documentary Requirements
 
Sole Proprietorship:
  • ○ Completely filled-out and signed application form
  • ○ Copy of 2 Valid IDs (including spouse if Co-Borrower)
  • ○ Marriage Contract (If co-borrower)
  • ○ Latest ITR and Audited Financial Statement
  • ○ Certificate of Registration (DTI or SEC)
  • ○ Mayor's Permit


Partnership:
  • ○ Completely filled-out and signed application form
  • ○ Copy of 2 Valid IDs (Partners)
  • ○ Latest ITR and Audited Financial Statement
  • ○ Certificate of Registration (DTI or SEC)
  • ○ Mayor's Permit (Updated)
  • ○ Article of Partnership, Partnership Resolution
  • ○ Deed of Suretyship


Corporation:
  • ○ Completely filled-out and signed application form
  • ○ Valid IDs of Signatories (Key Officers)
  • ○ Secretary's Certificate
  • ○ Certificate of Incorporation, Article of Incorporation and By Laws
  • ○ General Information Sheet
  • ○ Latest ITR and Audited Financial Statement
  • ○ Mayor's Permit (Updated)
  • ○ Deed of Suretyship
 

Ready to process your loan with us?
Contact us @ 8845-38-38 loc. 6209/6504 or email us at marketing@yuanta.com.ph


Note: Additional pertinent documents will be required to process the loan.